Factoring / Accounts Receivable Financing Hero
Factoring / Accounts Receivable Financing mobile Hero

Factoring / Accounts
Receivable Financing

Accelerate Your Cash Flow without Debt

Factoring / Accounts Receivable Financing refers to selling an invoice at a discount to access immediate cash. Factoring may be a suitable option if you’re experiencing cash flow issues due to extended payment terms or if you can’t get traditional financing to satisfy every day and future business needs.

What is factoring?

Learn how our alternative funding solution, factoring, can help your business avoid a cash crunch and provide instant capital.

The benefits

How Factoring Can Benefit Your Business

Scalability

Factoring is a flexible and affordable option to scale your business, take on more or larger customers, and continue operating. In addition to our straightforward, competitive pricing, factoring offers you the flexibility to only factor the invoices you want, when you choose, and based on your needs. Factored invoices must represent completed and delivered products or services.

THE PROCESS

Our Simple 4-Step Process

1. Apply for Factoring

Get started by submitting your factoring application. Most businesses must meet the following criteria to qualify:
  • Have a clear title to the receivable
  • No blanket UCC filing
  • No mechanic or construction liens
  • No silent lien rights such as PACA
NEXT
FEATURED CASE STUDIES

How We’ve Helped Our Clients
Achieve Their Business Goals

Red Border

A Client in The Start-Up Stage

Our client recently started their own business and was experiencing challenges securing traditional financing from a bank. While the owner had years of personal experience within the industry, the bank only looked at the fact that the business was only 6-Months old and declined them for a line of credit. Despite their “newness” in business, our client leveraged their prior industry relationships and was bringing on new customers. They just needed a lending partner that would allow them to continue to grow.

Client In Start Up Img

We provided a Factoring line to help the client monetize their existing accounts receivable and gain access to cash so they had the peace of mind to pursue new contracts without worrying about covering operating expenses.

Large Customer Concentration Img

A Client with a Mature
Business and Large Customer
Concentrations

Our client had an established business and was currently experiencing high customer concentrations. As a result, they risked losing a significant part of their revenue if a client dropped and needed solutions to offset that risk.

Through factoring, the business could focus on running their business and positioning themselves for growth with more confidence, knowing they had access to funds when and if they ever needed them.

A Client Struggling with Cash Flow

Our client was experiencing a gap in their regular cash flow and was concerned they wouldn’t meet their payroll. Since their employees were the heart of managing their business and the ones responsible for keeping the lights on, satisfying payroll was a priority for the business owner.

Client Struggling With Cash Flow

The client chose to factor their accounts receivable to free up resources, ensuring their employees were paid and continued working, and ultimately keeping their business afloat.

EDUCATION CENTER

Accounts Receivable Financing & Factoring intel

How Invoice Factoring Helps Companies Grow
How Invoice Factoring Helps Companies Grow
We’ve seen it many times: a business lands a big contract and needs to secure more
Learn more
Building Company Culture: 5 Ways Businesses Can Invest in Their Employees
Building Company Culture: 5 Ways Businesses Can Invest in Their Employees
To maintain a competitive edge and attract and keep top talent in business, cultivating a strong
Learn more
The Importance of Cash Flow Projections for Your Business
The Importance of Cash Flow Projections for Your Business
Let’s say your sales are up, so you decide to hire new staff and invest in
Learn more
Resource Wave

Achieve your business goals

Primary Funding is here to help! Let's explore an affordable financial solutions package that’s best suited to help you grow your business to the next level of success. It could be the difference between growth and standing still.

Contact us today