Asset Based Lines Of Credit Hero image
Asset Based Lines Of Credit mobile Hero

Asset Based Lines
of Credit

Your Assets Could Facilitate Your Future

Through our asset based lending solutions, we can provide a line of credit secured by your accounts receivable, inventory, and possibly your equipment. These assets determine the availability across the line of credit, which is generally 80% to 90% of your outstanding A/R and possibly an additional amount against your other assets. Our personalized approach to your current situation can help us find a creative solution that fits your company.

The benefits

How an Asset Based Line of Credit Can Benefit Your Business

Growth
Without sufficient capital, your company’s ability to grow will be significantly restricted. Our asset-based lines of credit are designed to help growing companies leverage their current assets to gain access to capital necessary for them to grow. We can help companies from start-up to $20,000,000 in annual revenue.
THE PROCESS

Our Simple 4-Step Process

1. Apply for an Asset Based Line of Credit

Get started by submitting your application for an asset based line of credit. Most businesses must meet the following criteria to qualify:
  • Generate accounts receivable
  • Have a clear title to the receivable
  • Don’t have blanket UCC filing
NEXT
FEATURED CASE STUDIES

How We’ve Helped Our Clients
Grow Their Businesses

Red Border

A client with low inventory levels

Our client was experiencing cash flow delays due to long supplier lead times and extended customer payment terms. Unfortunately, due to the cash flow delay, our client was unable to maintain necessary inventory levels in order to keep up with their growing demand. Allowing our client to leverage their assets and gain access to additional working capital would allow them to purchase more inventory, meet standard operating expenses, and meet ongoing payroll obligations.

A client with low inventory levels image

We took a holistic approach and looked at the client’s individual circumstance and business assets to provide a creative solution that combined both an asset-based line of credit and a term loan. In doing so, our client was not only able to keep up with current demand, but they were able to aggressively bring on new business and grow!

A client with seasonal operations image

A client with seasonal
operations

Our client ran a seasonal business with sales only occurring six months throughout the year and could not secure enough financing to get them through their peak selling season with a traditional lender.

After reviewing our client’s positive historical revenue trends and their current asset position, we developed a personalized solution that provided an asset based line of credit which allowed them to purchase inventory in preparation of their peak selling season and then structured their repayment terms around their seasonal sales. Every business is unique, and we work hard to find solutions that can fit non-conventional operations, if necessary.

A Client Struggling with Cash Flow

Our client was experiencing a gap in their regular cash flow and was concerned they wouldn’t have enough funds to pay their vendors. They required capital to stay in good standing and avoid a lapse in inventory, supplies, and other items.

A Client Struggling with Cash Flow image

We matched the client with an asset based line of credit based on their available A/R and provided capital based on their available inventory. The additional capital created breathing room for the business owner to focus on their goals while remaining current with suppliers.

EDUCATION CENTER

Asset Based Lending Intel

Key Questions to Ask When Considering Alternative Business Loans for Small Business
Key Questions to Ask When Considering Alternative Business Loans for Small Business
Sometime along their journey many small business owners come to a crossroads where they must choose
Learn more
Asset-Based Lines of Credit Versus Term Loans: What’s the Difference?
Asset-Based Lines of Credit Versus Term Loans: What’s the Difference?
Let’s say you need to cover operational expenses during lean cash periods, or you want to
Learn more
Taking the Spooky Out of Alternative Funding
Taking the Spooky Out of Alternative Funding
The spooky season is upon us, but nothing causes a jump-scare quite like unpleasant surprises affecting
Learn more
Resource Wave

Keep Growing Your Business

Our team is here to help with innovative, personalized structuring and term solutions that will benefit your unique needs. Let us learn more about your business and how we can match you with various alternative financing options.

Contact us today