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Financing Solutions for
Manufacturing Companies

Access the capital required to
operate, deliver, and scale

Growth Gets Easier with the Right Financing

Strong demand is essential for your business, but materials,
labor, and lead times tie up cash flow

We help manufacturers finance production and fulfill growing demand without exhausting
existing capital. Right now, some of your biggest financing challenges include:

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Paying upfront for production while waiting on long payment terms.

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Large POs, which can create a high-pressure situation if you don’t have the capital to fulfill them.

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Lack of support and opportunities from banks or traditional lenders, despite growth potential.

How Primary Funding Helps

Many established manufacturers hit a point where growth exceeds what their existing
capital is able to sustain. We help you bridge that gap seamlessly and
strategically, so you can deliver, get paid, and keep growing.
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Access to the working capital needed to fulfill your growing cash flow needs, particularly when new opportunities arise

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Competitive, straightforward fees to protect your business’s bottom line

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Flexible solutions for owners who can’t qualify or obtain traditional financing from a bank

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Transparent, direct access to decision-makers who address questions and concerns promptly

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Purchase Order
Financing

Pay suppliers and produce goods without disruption. With direct payments to your supplier, we help you fulfill demand and deliver on large opportunities without tying up or taking on unnecessary debt.

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Accounts Receivable
Financing & Factoring

Turn unpaid invoices into immediate working capital. By selling your receivables, you can improve cash flow, fund operations, and continue growing without taking on traditional debt.

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Asset-Based Lines
of Credit

Unlock working capital by borrowing against your existing assets without giving them up. Receive flexible, ongoing access to cash that supports your business growth, helping you manage operations and fulfill orders.

Get Started

DEAL HIGHLIGHTS

$1.25MM Working Capital Facility for Equipment Manufacturer

Industry: Equipment Manufacturing | Solution: Invoice Financing & Purchase Order Financing | Facility: $1,250,000

Client Pain Point
Primary Funding Solution
Result
Client Pain Point

An established equipment manufacturer needed a financing partner to support day-to-day operations after a challenging year caused its bank to transfer the relationship to its special assets department. With the company’s line of credit frozen and termed out, the business no longer had access to short-term working capital at a time when many customers continued to pay on extended terms. The loss of borrowing availability created immediate cash flow pressure, limiting the company’s ability to leverage receivables, manage supplier payments, and support new production demands.

Primary Funding Solution

Primary Funding provided a $1,000,000 invoice financing facility alongside a $250,000 purchase order financing facility, giving the company a combined $1,250,000 working capital solution. The invoice financing facility helped unlock liquidity tied up in receivables, while the purchase order financing facility provided additional flexibility to support supplier deposits and production requirements before customer payments were received.

Result

With a flexible financing structure in place, the manufacturer gained the liquidity needed to continue fulfilling orders, address supplier payment demands, and pursue turnaround opportunities that would have been difficult to capture under its frozen bank line. The facility gave the company renewed confidence to support ongoing production and focus on stabilizing the business.

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$750K Working Capital Facility for Pharmaceutical Company

Industry: Pharmaceuticals & Consumer Packaged Goods | Solution: Invoice Financing & Purchase Order Financing | Facility: $750,000

Client Pain Point
Primary Funding Solution
Result
Client Pain Point

A local pharmaceutical company secured a large contract with a nationwide retailer to private label its over-the-counter medicine. To fulfill the opportunity, the company needed to source raw materials and packaging upfront, produce finished goods, and then wait 30 to 45 days for repayment. Because its bank was unable to provide enough capital, the company needed a financing partner willing to support the strength of the new retailer opportunity rather than rely solely on historical financial performance.

Primary Funding Solution

Primary Funding provided a combined $750,000 working capital facility, including a $500,000 invoice financing facility and a $250,000 purchase order financing facility. The invoice financing line helped unlock cash tied up in receivables, while the purchase order financing component gave the company added flexibility to fund raw materials, packaging, and production costs required to support the private-label retailer program.

Result

With the right financing structure in place, the pharmaceutical company was able to pursue a high-value national retailer relationship, support upfront production needs, and position itself for growth without allowing limited bank availability to constrain the opportunity.

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Invoice Financing Facility for Transportation & Logistics Company

Industry: Transportation & Logistics | Solution: Invoice Financing | Facility: $2,000,000

Client Pain Point
Primary Funding Solution
Result
Client Pain Point

An established logistics and freight company needed immediate access to working capital after its bank declined to renew its line of credit following recent covenant violations. Despite a strong customer base and experienced leadership team, the company required a flexible financing partner that could move quickly and support its ongoing liquidity needs.

Primary Funding Solution

Primary Funding provided a $2,000,000 invoice financing facility to refinance the outstanding bank balance and unlock liquidity tied up in accounts receivable. The facility gave the company a dependable source of working capital to stabilize operations and continue serving its customers without disruption.

Result

The company transitioned from a restrictive bank relationship to a more flexible financing structure, improving near-term cash flow and positioning the business to manage payroll, carrier payments, and day-to-day operating needs with greater confidence.

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Testimonial Top Curve

Hear From Our Clients

I've been super pleased working with Primary Funding Corp (PFC). From our first call, they were ready to move quickly, which is exactly what you need in a fast-growing beverage brand where cash is king. You meet the whole team throughout the diligence process, who are all incredibly kind and excited to get started. They've took a huge stressor off our business, and I can't even imagine where we'd be had we not started working with them!

Isabel Washington
Founder & CEO - Laurel's Coffee

I've been super pleased working with Primary Funding Corp (PFC). From our first call, they were ready to move quickly, which is exactly what you need in a fast-growing beverage brand where cash is king. You meet the whole team throughout the diligence process, who are all incredibly kind and excited to get started. They've took a huge stressor off our business, and I can't even imagine where we'd be had we not started working with them!

Isabel Washington
Founder & CEO - Laurel's Coffee

How It Works

Step 1

Apply for Financing

Get started by submitting an application or reaching out to our team.
Step 2

Review & Approval

We’ll learn about your individual situation and determine if we have the right solutions for your needs.
Step 3

Receive Financing

You’ll receive financing, along with a clear, ongoing communications from our team.

GET STARTED

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Explore Our Resources

Cash Flow Planning: The Questions Every Owner Should Ask Before Growth
20.2.26
Cash Flow Planning: The Questions Every Owner Should Ask Before Growth
Growth always looks good on paper: bigger orders, new customers, expanded capacity. Yet behind every opportunity is a truth many
Read the blog
Vector (1) Blog

Keep up with the latest insights and resources with our articles written just for small businesses.

Read our blog

G2329 Video Library

See how we’ve helped our clients take their small business to the next level.

View our library

Group 290 Newsletter Archive

Dive into our educational content by accessing our archive of finance-focused newsletters.

Access the archive

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Primary Funding Corporation
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Suite 150
Carlsbad, CA 92008

CA Lender’s License Number: 6034157

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San Diego: (858) 530-1500
info@primaryfunding.com

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