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Financing Solutions for
Temporary Staffing Companies

Cover payroll and fulfill growing contracts
with financing that flexes to your needs

You’re Responsible for Making Payroll Long Before Clients Pay You

Financing built for staffing firms with cash flow challenges

We help temporary staffing agencies fulfill employment contracts while meeting payroll obligations and
minimizing cash flow crunch. Right now, some of your biggest financing challenges include:

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You must pay employees on aweekly or biweekly schedule while waiting weeks or months to receive payment yourself.

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New contracts sustain long-term growth, but strain payroll and overhead resources before payment is collected.

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Banks don’t fully understand the staffing model, making it difficult to secure financing that matches contract billing cycles and rapid growth needs.

How Primary Funding Helps

Many staffing agencies secure new business, only to be faced with the challenge of meeting weekly payroll demands long before client payments come through. We help you close the cash flow gap with practical financing solutions, so you can pay your team, serve clients, and continue expanding.
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Flexible month-to-month contract structure ensures your financing remains nimble as contracts ebb and flow

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Competitive, straightforward fees to protect your agency’s bottom line

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More personalized and well-suited lending solutions than traditional financing from a bank

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Transparent, direct access to decision-makers who address questions and concerns promptly

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Accounts Receivable
Financing & Factoring

Turn unpaid invoices into immediate working capital. By selling your receivables, you can improve cash flow, meet payroll, and continue growing without taking on traditional debt.

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Asset-Based Lines
of Credit

Unlock working capital by borrowing against your existing assets without giving them up. Receive flexible, ongoing access to cash that scales with your business, helping you fulfill new and existing contracts.

Get Started

DEAL HIGHLIGHTS

$100K Invoice Factoring Facility for Staffing Company

Industry: Staffing | Solution: Invoice Factoring | Facility: $100K

Client Pain Point
Primary Funding Solution
Result
Client Pain Point

A growing temporary staffing firm had strong demand and opportunities to bring on new customers, but cash flow timing created a major obstacle. The company needed to fund payroll every two weeks while many customers paid on Net 30 and Net 60 terms. Without a reliable financing partner, the business was concerned about accepting new client opportunities and adding payroll obligations before customer invoices were paid.

Primary Funding Solution

Primary Funding provided a simple $100K invoice factoring facility designed around the staffing company’s payroll cycle and accounts receivable. By financing eligible invoices once they were issued, the company could access working capital sooner instead of waiting 30 to 60 days for customer payments. Our experience working with temporary staffing firms helped the client feel confident that the facility would support their operational needs and provide a dependable funding bridge as they grew.

Result

With a trusted financing partner in place, the company gained the peace of mind to pursue new customers, meet recurring payroll obligations, and support growth without being constrained by customer payment delays.

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$3.4MM Working Capital Solution for Growing BPO Company

Industry: Business Process Outsourcing | Solution: Invoice Financing & Term Loan | Facility: $3,400,000

Client Pain Point
Primary Funding Solution
Result
Client Pain Point

A growing BPO company needed a new financing partner that could support its continued growth, payroll needs, and planned technology initiatives. Although the company had a strong accounts receivable base, its existing lender was unable to increase the facility due to client concentration limits. As a result, the company’s receivables exceeded its borrowing capacity, creating a working capital gap at a time when the business needed additional liquidity to invest in its platform and continue servicing customers effectively.

Primary Funding Solution

Primary Funding took the time to understand the client’s growth objectives, customer concentration profile, payroll cycle, and technology investment needs. We structured a $3,000,000 invoice financing facility that could better leverage higher-concentration accounts, paired with a $400,000 term loan designed to provide short-term working capital support and be repaid from cash flow over time. By combining receivables-based financing with an appropriately structured term loan, we delivered a flexible solution tailored to the client’s operating needs rather than a one-size-fits-all credit structure.

Result

With the right financing structure in place, the company gained access to the capital needed to support payroll, fund key technology initiatives, and continue investing in the platform required to serve its clients. The solution gave the business greater flexibility, improved borrowing availability, and confidence that its financing partner understood both its immediate working capital needs and long-term growth plans.

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$300K Invoice Financing Facility for Security Staffing Company

Industry: Security Staffing | Solution: Invoice Financing | Facility: $300,000

Client Pain Point
Primary Funding Solution
Result
Client Pain Point

A security staffing company had opportunities to take on new contracts, but cash flow timing made growth feel risky. The company needed to fund payroll on a recurring basis while waiting for customer payments to arrive under standard client terms. Without additional working capital, leadership was hesitant to accept new contracts because each new assignment created immediate payroll obligations before invoice collections were received.

Primary Funding Solution

Primary Funding provided a $300,000 invoice financing facility designed to help the company carry customer payment terms and access cash tied up in receivables sooner. By financing eligible invoices, the facility gave the business the liquidity and confidence needed to make payroll consistently while continuing to pursue and onboard new contracts.

Result

With a dependable financing partner in place, the security staffing company gained the working capital flexibility to support payroll, carry customer terms, and pursue new contract opportunities without allowing payment timing to limit growth.

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Testimonial Top Curve

Hear From Our Clients

If you're looking for a financing partner that’s flexible, easy to work with, and invested in your growth,
I highly recommend Primary Funding. They’re not just a lender—they’re a true partner who understands
the ups and downs of running a business and will work with you to meet your goals.

Brian Weiler
Owner - Capital Staffing

I've been super pleased working with Primary Funding Corp (PFC). From our first call, they were ready to move quickly, which is exactly what you need in a fast-growing beverage brand where cash is king. You meet the whole team throughout the diligence process, who are all incredibly kind and excited to get started. They've took a huge stressor off our business, and I can't even imagine where we'd be had we not started working with them!

Isabel Washington
Founder & CEO - Laurel's Coffee

How It Works

Step 1

Apply for Financing

Get started by submitting an application or reaching out to our team.
Step 2

Review & Approval

We’ll learn about your individual situation and determine if we have the right solutions for your needs.
Step 3

Receive Financing

You’ll receive financing, along with a clear, ongoing communications from our team.

GET STARTED

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Explore Our Resources

Cash Flow Planning: The Questions Every Owner Should Ask Before Growth
20.2.26
Cash Flow Planning: The Questions Every Owner Should Ask Before Growth
Growth always looks good on paper: bigger orders, new customers, expanded capacity. Yet behind every opportunity is a truth many
Read the blog
Vector (1) Blog

Keep up with the latest insights and resources with our articles written just for small businesses.

Read our blog

G2329 Video Library

See how we’ve helped our clients take their small business to the next level.

View our library

Group 290 Newsletter Archive

Dive into our educational content by accessing our archive of finance-focused newsletters.

Access the archive

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Primary Funding Corporation
2173 Salk Avenue
Suite 150
Carlsbad, CA 92008

CA Lender’s License Number: 6034157

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San Diego: (858) 530-1500
info@primaryfunding.com

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